White background. The near-black accent (#12161E) is a midnight navy so dark it reads as black in most contexts. But on hover, on focus, in gradients, that blue-black undertone emerges. It's more atmospheric than pure black. The muted text (#7C7F88) is a cool slate gray that reads as professional without being cold.

Inter at weight 600 for headings with tight letter-spacing (-1.56px). Semi-bold and compressed. The 1.414 type scale (the augmented fourth, a classic ratio) creates mathematically harmonious size steps. That precision is appropriate for banking infrastructure. Nothing arbitrary. Everything calculated.

Body text at regular weight with 1.38 line height is slightly tighter than comfortable. It creates density without sacrificing readability. At 16px base, the text is confident. The relaxed motion speed paired with tight typography creates an interesting tension: the type is dense but the interactions are unhurried. Read carefully. Move deliberately.

Layered soft shadows with a white inner ring. Cards have a deep 16px shadow from a dark blue-tinted source, plus a subtle white border glow. The combination creates depth that feels institutional. Solid. The large shadow variant adds additional layering. The lift hover effect raises elements toward you, and the shadow deepens underneath. The relaxed motion speed makes these transitions feel considered, not reactive. Everything moves at the pace of money.